JPMorgan Chase is one of the first major employers to match Trump Account contributions[1]. Here's how the match works.
How the match is structured
The bank contributes a flat dollar amount per child per year on top of the federal $1,000 seed deposit[2]. Eligible parents who are full-time Chase employees get the match automatically — no enrollment required beyond confirming the newborn's account.
How it stacks
The employer contribution does not reduce the family's $5,000 annual contribution cap. That means a Chase household can layer the federal seed, the employer match, and their own contributions into the same account without crowding each other out.
Next steps
Confirm eligibility with the tool on the pillar page, then ask Chase HR for the enrollment confirmation form.
Try it with these numbers
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Published Apr 14, 2026 · Updated Apr 14, 2026